Business Credit Card

Bank of Pensacola offers a Business Platinum Credit Card, which makes business-related purchases without the hassle of petty cash or company checks.

Interest Rates and Interest Charges

Annual Percentage Rate (APR) for Purchases

12.00% Fixed

APR for Balance Transfers


APR for Cash Advances

12.00% Fixed

Penalty APR and When It Applies


Paying Interest

Your due date is at least 25 days after the close of each billing cycle. We will begin charging interest on retail purchases and/or cash advances on the transaction date.


Annual Fee


Transaction Fees

Balance Transfer


Cash Advances


Foreign Transaction

Up to 1.0% Currency Conversion/0.90% Non-Currency

Penalty Fees

Late Payment

Up to $25.00

Over-the-Credit Limit

Up to $25.00

Returned Payment

Up to $18.00

Other Fees


How we will calculate your balance: We use a method called “average daily balance” (excluding new purchases). An explanation of this method is provided in your account agreement.

For more information about Bank of Pensacola credit cards, contact our Customer Service Representatives at 1-800-874-3121.